PAHARI, Subhajit; MANNA, Atanu; BISWAS, Debasish. Pay with Confidence : A Thematic Analysis of User Intentions and Perceptions on Third-Party and Banking Payment Apps. Indian Journal of Finance, [S. l.], v. 17, n. 5, p. 25–38, 2023. DOI: 10.17010/ijf/2023/v17i5/172735. Disponível em: https://www.indianjournalofentrepreneurship.com/index.php/IJF/article/view/172735. Acesso em: 3 aug. 2025.