Kaur, Ravinder, Ajay Pal Singh, and Suyash Mishra. “Predicting Economic Development Through the PMJDY Index for Financial Inclusion : Evidence from India”. Indian Journal of Research in Capital Markets 12, no. 1 (March 31, 2025): 8–26. Accessed October 6, 2025. https://www.indianjournalofentrepreneurship.com/index.php/ijrcm/article/view/175088.